:root{--bg: #f2f8fc;--bg-2: #e6f1f8;--ink: #163246;--muted: #4d6a7a;--line: #c5d8e6;--card: #ffffff;--accent: #1b6b93;--accent-2: #f0c75e;--accent-d: #145372;--mint: #d8f3e5;--shadow: 0 18px 40px -28px rgba(22, 50, 70, .45)}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Nunito,system-ui,sans-serif;color:var(--ink);background:radial-gradient(120% 80% at 100% -10%,#d7eefc 0%,transparent 45%),radial-gradient(90% 60% at -10% 10%,var(--mint) 0%,transparent 40%),linear-gradient(180deg,var(--bg) 0%,var(--bg-2) 100%);min-height:100vh;line-height:1.55;-webkit-font-smoothing:antialiased}a{color:inherit}.wrap{width:min(1120px,calc(100% - 40px));margin:0 auto}.top{position:sticky;top:0;z-index:40;display:flex;align-items:center;justify-content:space-between;padding:14px 22px;backdrop-filter:blur(10px);background:#f2f8fce0;border-bottom:1px solid rgba(197,216,230,.7)}.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;font-weight:800;font-size:1.15rem}.brand .mark{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:var(--accent);color:#fff;box-shadow:0 8px #14537240}.brand-text{font-family:Bricolage Grotesque,Georgia,serif;letter-spacing:-.02em}.nav{display:flex;align-items:center;gap:18px;font-weight:700}.nav a{text-decoration:none;color:var(--muted)}.nav a:hover{color:var(--ink)}.cta-nav{background:var(--accent)!important;color:#fff!important;padding:10px 14px;border-radius:999px}.cta-nav:hover{background:var(--accent-d)!important}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:inherit;font-weight:800;font-size:1.05rem;text-decoration:none;border:0;cursor:pointer;border-radius:16px;padding:14px 22px;min-height:52px;transition:transform .15s,background .15s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--accent);color:#fff;box-shadow:0 8px #14537247}.btn-primary:hover{background:var(--accent-d)}.btn-soft{background:#fff;border:2px solid var(--line);color:var(--ink)}h1,h2,h3{font-family:Bricolage Grotesque,Georgia,serif;letter-spacing:-.02em;line-height:1.12}.lead{font-size:1.15rem;color:var(--muted);max-width:42rem}.section{padding:72px 0}.section.alt{background:#ffffff73}.sec-head{margin-bottom:28px}.sec-head h2,.sec-head h1{font-size:clamp(1.8rem,3vw,2.5rem);margin-bottom:8px}.eyebrow{display:inline-block;font-weight:800;text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;color:var(--accent);margin-bottom:10px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.tile{background:var(--card);border:2px solid var(--line);border-radius:22px;padding:20px;text-decoration:none;box-shadow:var(--shadow);transition:border-color .15s,transform .15s;display:block}.tile:hover{border-color:var(--accent);transform:translateY(-3px)}.tile h3{font-size:1.25rem;margin:8px 0 6px}.tile p{color:var(--muted);font-weight:600}.pico{width:48px;height:48px;border-radius:16px;display:grid;place-items:center;background:var(--bg-2);font-size:1.05rem;font-weight:800}.faq details{background:#fff;border:2px solid var(--line);border-radius:18px;padding:16px 18px;margin-bottom:10px}.faq summary{cursor:pointer;font-weight:800;font-size:1.05rem;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq details[open] summary{margin-bottom:8px;color:var(--accent-d)}.faq p{color:var(--muted);font-weight:600}.hero{position:relative;min-height:78vh;display:flex;align-items:center;overflow:hidden}.hero-bg{position:absolute;inset:0;background:linear-gradient(120deg,#f2f8fceb,#f2f8fc8c 48%,#1b6b932e),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160' viewBox='0 0 160 160'%3E%3Cg fill='none' stroke='%231b6b93' stroke-opacity='.08' stroke-width='2'%3E%3Cpath d='M20 110V55l40-28 40 28v55H20z'/%3E%3Cpath d='M48 110V82h24v28'/%3E%3C/g%3E%3C/svg%3E") center/420px repeat,linear-gradient(160deg,#d7eefc,#e8f7ef 55%,#fff4cc)}.hero-inner{position:relative;z-index:1;padding:80px 0 64px}.brand-hero{font-family:Bricolage Grotesque,Georgia,serif;font-size:clamp(2.4rem,6vw,4.2rem);font-weight:800;letter-spacing:-.03em;margin-bottom:10px}.hero h1{font-size:clamp(1.5rem,3.2vw,2.2rem);max-width:18ch;margin-bottom:14px}.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}.brief{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:22px 0}.brief div{background:#fff;border:2px solid var(--line);border-radius:16px;padding:14px}.brief .label{color:var(--muted);font-weight:700;font-size:.85rem}.brief .value{font-weight:800;margin-top:4px}.steps{counter-reset:s;display:grid;gap:10px;margin:16px 0 24px}.steps li{list-style:none;background:#fff;border:2px solid var(--line);border-radius:16px;padding:14px 16px 14px 54px;position:relative;font-weight:700}.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:12px;top:12px;width:30px;height:30px;border-radius:10px;background:var(--accent);color:#fff;display:grid;place-items:center;font-weight:800}.source{display:inline-flex;align-items:center;gap:8px;background:var(--accent-2);color:#3a2d08;font-weight:800;text-decoration:none;border-radius:14px;padding:12px 16px;margin-top:8px}.foot{margin-top:40px;padding:40px 0 28px;border-top:2px solid var(--line)}.foot-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:24px;margin-bottom:18px}.foot a{display:block;text-decoration:none;font-weight:700;color:var(--muted);margin-top:6px}.foot p{color:var(--muted);margin-top:8px;font-weight:600}.disclaimer{text-align:center;color:var(--muted);font-size:.9rem;font-weight:700;padding:0 20px}@media(max-width:820px){.grid-3,.grid-2,.foot-grid,.brief{grid-template-columns:1fr}.nav a:not(.cta-nav){display:none}.wrap{width:min(1120px,calc(100% - 28px))}.hero{min-height:auto}}